Welcome to Retirement Advantage

EU referendum

The decision to leave the EU will create uncertainty in investment markets for some time to come. As a financially strong and well-capitalised company, you would expect us to implement the appropriate measures to manage this uncertainty. Today we have implemented the steps we had prepared in advance for this eventuality, further strengthening our position.

We will continue to manage the effects of volatility in these markets and want to reassure our customers that your annuity income remains guaranteed.

Any customers using income drawdown as part of their retirement portfolio and concerned about the impact of the referendum and market volatility will have on their funds may want to discuss this with their financial adviser.

Important note: The Flexible Income Annuity is now closed to new business. 

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Retirement Advantage

Most of us only retire once and have no previous experience to draw on - yet the money we have built up in pensions, and increasingly property, can be more than we’ve ever accumulated before.

That’s why it’s so important to make the right decisions.

Whether you’re approaching retirement or already retired, we can help. As a company that specialises in retirement, we believe we know the needs of our customers better, so our products and services are designed to be simple, secure and flexible.

To find a retirement specialist, there are directories that are free to use and will display a list of firms that can help you - Find out more

Planning for retirement?

Our Retirement Planning help and guidance section has everything you need to help you plan for your future.

Discover Your Options

When choosing how to use their pension pot at retirement, some people want to guarantee a secure income for life.

Others want to access their money, or invest it for growth. When it comes to your pension pot at retirement, it’s your decision.

At Retirement Advantage we believe in the value of independent advice at retirement, so we insist that every customer sees a financial adviser.

It pays to think about your priorities before you do, and to help you we have designed this simple questionnaire about what’s important to you.

You will receive a free Retirement Options Report which summarises your priorities in retirement and provides guidance on how you might wish to use your pension pot, based on your answers to our questionnaire. 

You can also get your free Retirement Options Report sent to you directly, as it's designed to provide a starting point for a conversation with a financial adviser. 

 Complete the questionnaire       

The Retirement Account 

Based on the needs of our customers, we’ve launched The Retirement Account, designed to help you make the most of your pension freedoms.

By combining a Guaranteed Annuity and Pension Drawdown into one simple account, The Retirement Account offers considerable flexibility and choice – helping you manage your pension investments and benefits in a tax efficient way.  

 The Retirement Account