The Retirement Account

The certainty of an annuity and the flexibility of drawdown in one simple tax-advantaged wrapper

Retirement Account fund fact sheets and performance

The Retirement Account fund range offers a choice of risk, investment styles and cost dependent on the clients’ circumstances. Any combination of funds can be selected.

There’s no charge for switching between funds, and switches can be made as often as required.

The same funds are available to both Pension Savings and Pension Drawdown options but you can choose to invest in different funds for each part if you wish. If at a later stage you decided to move money from Pension Savings to Pension Drawdown then the funds you selected for Pension Savings will be used unless you tell us otherwise.

 A summary of how each of the funds is performing can be seen here.

Retirement Account monthly fund performance summary 

The Retirement Account has its own range of investment funds. Please select the type of fund from the various tabs to view the fund fact sheets. 

A range of retirement account funds

Active funds

Active funds are managed by a specialist investment manager, or team of specialists, who have a certain freedom over the investments they make. Investment managers use their knowledge and experience to attempt to beat the returns you could achieve by investing in a stock market index, over the long term.

Active cautious managed funds 

PDF-logo

The Retirement Account Henderson Cautious Managed  

PDF-logo

The Retirement Account Standard Life Investments - GARS

This fund will close to new business on 14/08/2017

The Retirement Account Threadneedle Dynamic Real Return

This fund was launched on the 14/08/2017 so there is no past performance information available. To ensure you have an understanding of how the underlying funds has performed in the past we have linked to the Columbia Threadneedle factsheet.

Please note that this fact sheet is for reference only and the asset allocation, charges and performance of the Retirement Account fund may differ.

Find out more about the underlying fund

DT rating 4

PDF-logo

The Retirement Account Invesco Perpetual distribution

DT rating 5

Active balanced managed funds

PDF-logo

The Retirement Account AXA Framlington Managed Balanced

PDF-logo

The Retirement Account Jupiter Merlin Balanced Portfolio

 

DT rating 6

PDF-logo The Retirement Account AXA Distribution

Active adventurous managed funds

PDF-logo

The Retirement Account Jupiter Merlin Growth Portfolio

 

DT rating 7

PDF-logo

The Retirement Account Henderson Global Equity Income

PDF-logo

The Retirement Account Threadneedle Managed Equity

DT rating 7

Passive funds 

Passive funds aim to track the performance of an index, for example the FTSE 100. The investment process is largely automated and therefore less expensive, so passive funds tend to charge less.

PDF-logo

The Retirement Account Cautious Index Portfolio 

DT rating 3Read the certificate

PDF-logo

The Retirement Account Balanced Index Portfolio

DT Ratings-5Read the certificate

PDF-logo

The Retirement Account Adventurous Index Portfolio

DT Ratings-7Read the certificate

Protected funds 

Protected funds offer, as their name suggests, a degree of protection from the ups and downs of the stockmarket. We offer one actively-managed and one passively-managed Protected fund within The Retirement Account range.

PDF-logo

Retirement Advantage TRA 80% Protected Index Portfolio - exclusive to The Retirement Account

Download the customer brochure here

DT Ratings-4 Read the certificate

shutterstock_154138406 The Retirement Advantage Investec Multi - Asset Protector  DT Ratings-3

Cash Fund 

This fund aims to preserve capital and daily liquidity, and will typically invest in bank deposits, certificates of deposit, and other secure assets.

PDF-logo The Retirement Account Liquidity Fund  

Contact your local Business Development Manager 

Want to find out more about The Retirement Account funds? Speak to your local Business Development Manager or call us on 0800 912 9945.