Buy to Let Case Studies
Our innovative new Landlord Options allow your clients to release equity from their Buy to Let property. To help you have a better conversation with your landlord clients, we've created a range of worked examples (for adviser use) that demonstrate how your clients could benefit from our new product range.
To find out more about our Landlord Options, please click here.
Read how Kim refinanced her buy-to-let mortgage with a Landlord lifetime mortgage...
Kim took out a £130,000 interest only mortgage on a property in Southampton in 2002 that is now due for repayment. The lender will not consider a remortgage and has demanded that the mortgage be repaid.
The property has increased in value from £200,000 in 2002 to £450,000 in 2017. Traditional lenders will not lend to Mrs Thackery and she is now forced to sell the property.
Read how The Alexanders helped their grandchildren on to the property ladder...
James and Sophia wanted to gift each of the grandchildren money to help them put down a deposit.
They have seen the value of their buy to let property grow signifiantly over 25 years and they've paid their original mortgage off over that term. The property is now valued at £550,000.
Maria moved out of her primary residence in May 2013 and has been living in residential care since then.
Her primary residence has been rented out since April 2014 with a 12 month Assured Shorthold Tenancy (AST) agreement in place.
She needs to raise some capital to pay for her care, but does not want to sell her property.
Ben wanted to increase his retirement income and enjoy his retirement a little more. He wanted to do this by stopping his mortgage payments and freeing up the cash which his mortgage lendre would usually collect.
Ben cannot apply for a mainstream mortgage where no payments are due, and does not want to sell his property.