The Retirement Account

The certainty of an annuity and the flexibility of drawdown in one simple tax-advantaged wrapper

Flexibility of income

Total income flexibility for today’s retirees. Not everyone follows the same path in life. Today’s retirees may work part time, or take on occasional projects to supplement their income. They may have several pensions, each commencing at a different point, or they may come into a sudden inheritance and find they don’t need their pension income for a while.

Guaranteed income for life, from a Guaranteed Annuity

  • Income can be level, or it can escalate each year
  • It can be paid monthly, quarterly or yearly
  • Guaranteed income that clients don’t need today can be redirected into Drawdown until a later date

Flexible income from Pension Drawdown

  • Opt for any desired level of Drawdown income, or none at all

Ad hoc withdrawals from Pension Drawdown

  • Access to money whenever clients wish, for life’s treats, or unforeseen expenses

Option to decrease or suspend Guaranteed income

  • Clients can decrease or suspend income withdrawals from Drawdown at any time, allowing the remaining Drawdown fund to grow until needed. 

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