Retirement Account fund fact sheets and performance
The Retirement Account has its own range of investment funds. Please select the type of fund from the various tabs to view the fund fact sheets.
The same funds are available to both Pension Savings and Pension Drawdown options but you can choose to invest in different funds for each part if you wish. If at a later stage you decided to move money from Pension Savings to Pension Drawdown then the funds you selected for Pension Savings will be used unless you tell us otherwise.
Active funds are managed by a specialist investment manager, or team of specialists, who have a certain freedom over the investments they make. Investment managers use their knowledge and experience to attempt to beat the returns you could achieve by investing in a stock market index, over the long term.
Active cautious managed funds
Active balanced managed funds
|The Retirement Account AXA Framlington Managed Balanced|
|The Retirement Account Jupiter Merlin Balanced Portfolio|
|The Retirement Account AXA Distribution|
Active adventurous managed funds
|The Retirement Account Jupiter Merlin Growth Portfolio|
|The Retirement Account Henderson Global Equity Income|
|The Retirement Account Threadneedle Managed Equity|
Passive funds aim to track the performance of an index, for example the FTSE 100. The investment process is largely automated and therefore less expensive, so passive funds tend to charge less.
|The Retirement Account Cautious Index Portfolio|
|The Retirement Account Balanced Index Portfolio|
|The Retirement Account Adventurous Index Portfolio|
Protected funds offer, as their name suggests, a degree of protection from the ups and downs of the stockmarket. We offer one actively-managed and one passively-managed Protected fund within The Retirement Account range.
This fund aims to preserve capital and daily liquidity, and will typically invest in bank deposits, certificates of deposit, and other secure assets.
|The Retirement Account Liquidity Fund|
The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Inflation will reduce how much the Fund is worth in real terms and inflation will reduce how much your income is worth over the years. It is essential to seek advice from a suitably qualified adviser. In respect of the Guaranteed Annuity, inflation may reduce how much your income is worth over the years.