Retirement Account fund fact sheets and performance
The Retirement Account has its own new range of investment funds, which have no past performance information available. To ensure you have an understanding of how the underlying/comparable funds have performed in the past we have provided the fund information in the tabs above:
Please note these additional fact sheet links are for reference only. The asset allocation and performance of the Retirement Account funds may differ.
Active funds are managed by a specialist investment manager, or team of specialists, who have a certain freedom over the investments they make. Investment managers use their knowledge and experience to attempt to beat the returns you could achieve by investing in a stock market index, over the long term.
Active cautious managed funds
Active balanced managed funds
Active adventurous managed funds
Passive funds aim to track the performance of an index, for example the FTSE 100. The investment process is largely automated and therefore less expensive, so passive funds tend to charge less.
Protected funds offer, as their name suggests, a degree of protection from the ups and downs of the stockmarket. We offer one actively-managed and one passively-managed Protected fund within The Retirement Account range.
The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Inflation will reduce how much the Fund is worth in real terms and inflation will reduce how much your income is worth over the years. It is essential to seek advice from a suitably qualified adviser. In respect of the Guaranteed Annuity, inflation may reduce how much your income is worth over the years.