The Retirement Account

Certainty, flexibility and simplicity for life

Retirement Account fund fact sheets and performance

The Retirement Account has its own new range of investment funds, which have no past performance information available. To ensure you have an understanding of how the underlying/comparable funds have performed in the past we have provided the fund information in the tabs above:

Please note these additional fact sheet links are for reference only. The asset allocation and performance of the Retirement Account funds may differ.

Active funds 

Active funds are managed by a specialist investment manager, or team of specialists, who have a certain freedom over the investments they make. Investment managers use their knowledge and experience to attempt to beat the returns you could achieve by investing in a stock market index, over the long term.

Active cautious managed funds 

PDF-logo

The Retirement Account Henderson Cautious Managed  

Henderson Cautious Managed underlying fund performance information

PDF-logo

The Retirement Account Standard Life Investments - GARS

Standard Life Investments - GARS underlying fund performance information

PDF-logo

The Retirement Account Invesco Perpetual distribution

Invesco Perpetual Distribution underlying fund performance information

Active balanced managed funds

PDF-logo The Retirement Account AXA Framlington Managed Balanced External-link-48x48 AXA Framlington Managed Balanced underlying fund performance information
PDF-logo The Retirement Account Jupiter Merlin Balanced Portfolio External-link-48x48 Jupiter Merlin Balanced underlying fund performance information
PDF-logo The Retirement Account AXA Distribution External-link-48x48 AXA Distribution underlying fund performance information

Active adventurous managed funds

PDF-logo The Retirement Account Jupiter Merlin Growth Portfolio External-link-48x48 Jupiter Merlin Growth Portfolio underlying fund performance information
PDF-logo The Retirement Account Henderson Global Equity Income External-link-48x48 Henderson Global Equity Income underlying fund performance information
PDF-logo The Retirement Account Threadneedle Global Equity External-link-48x48 Threadneedle Global Equity underlying fund performance information

Passive funds 

Passive funds aim to track the performance of an index, for example the FTSE 100. The investment process is largely automated and therefore less expensive, so passive funds tend to charge less.

PDF-logo The Retirement Account Cautious Index Cautious Index comparable fund performance information
PDF-logo The Retirement Account Balanced Index Balanced Index comparable fund performance information
PDF-logo The Retirement Account Adventurous Index Adventurous Index comparable fund performance information

Protected funds 

Protected funds offer, as their name suggests, a degree of protection from the ups and downs of the stockmarket. We offer one actively-managed and one passively-managed Protected fund within The Retirement Account range.

Retirement Advantage TRA 80% Protected Index Portfolio (Morgan Stanley) - exclusive to The Retirement Account

Protected Index Portfolio fund fact sheet

Find out more in the customer brochure

Download the Protected Index Portfolio customer brochure here

shutterstock_154138406 The Retirement Advantage Investec Multi - Asset Protector  External-link-48x48 Investec Multi - Asset Protector underlying fund performance


Cash Fund 

This fund aims to preserve capital and daily liquidity, and will typically invest in bank deposits, certificates of deposit, and other secure assets.

PDF-logo The Retirement Account Liquidity Fund   Liquidity Fund underlying fund performance

The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Inflation will reduce how much the Fund is worth in real terms and inflation will reduce how much your income is worth over the years. It is essential to seek advice from a suitably qualified adviser. In respect of the Guaranteed Annuity, inflation may reduce how much your income is worth over the years.