Case Studies

Meet Janet and Peter

Meet Janet and Peter

Janet and Peter are coming to the end of their interest-only mortgage term and have a shortfall of £42,000. They are both in their early 60s and still work. However, high street banks are unwilling to help them remortgage. They’ve heard a lifetime mortgage could be a solution.

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Meet Margaret

Meet Margaret

Margaret’s husband died when she was 55. His pension payments reduced upon his death, and although she was still working, she was unable to afford the credit card bills which had accumulated over the years. She wanted to regain control of her finances so went to see a financial adviser. She was surprised when a lifetime mortgage was recommended…

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Meet Richard and Penny

Meet Richard and Penny

Richard and Penny have been retired for almost 10 years and are happy with the income they receive from their pensions. After spending more and more time at home, they have decided that they want to upgrade their kitchen and one of their bathrooms. Although they receive a good income each month, they don’t have the capital to help them make any home improvements. They are wondering how a lifetime mortgage could help…

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Meet John

Meet John

John, 78, has watched his only grandchild grow up, and is proud that she is working in a good job in London. He has seen that she is struggling to save each month, as she spends what she earns on day to day living. He wants to gift her some money while she needs it, and decides to help her raise a deposit for a flat. He goes to see his financial adviser to find out the options available to him.

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