Over 55 Buy-to-Let Options

Our Over 55 Buy-to-Let Options are secured against a Buy-to-Let Property. This means that Landlords can release cash from their property tax free, leaving their entire portfolio intact.

The equity you release from your property is yours to do whatever you like with, and our range of products means you can choose whether you wish to make any repayments:

Over 55 Buy-to-Let Lifestyle

There are no interest payments to make on our Over 55 Buy-to-Let Lifestyle Mortgage. Instead, the interest rolls-up and is added to the mortgage each month.

Over 55 Buy-to-Let Voluntary Select

Our Over 55 Buy-to-Let Voluntary Select Mortgage allows you to pay back up to 10% of the initial loan amount each year, without being charged an early repayment charge. This means that you can choose how much interest to pay, and you can choose to pay back some capital each year too.

The interest rates on our Over 55 Buy-to-Let Options are currently:

Product Monthly interest rate (MER) Annual interest rate (AER)
Over 55 Buy-to-Let Lifestyle 5.99% 6.16%
Over 55 Buy-to-Let Voluntary Select 6.18% 6.36%

Our Guide to our Buy-to-Let Products explains our products and their features in more detail. Or, if you want to read more about our range of lifetime mortgages, you can download our Guide to Equity Release, which gives an overview of what a lifetime mortgage is and how it could meet your needs.

To see how you can use both your property and your pension to get the most out of your retirement, you can also download a copy of our Home Truths report.