Guaranteed Annuity

Our standalone Guaranteed Annuity closed to new business from March 2018. Customers with existing Guaranteed Annuity policies are not affected. 

Why buy an annuity when you can have a Retirement Account Annuity?

If you are thinking of buying a Guaranteed Annuity then why not consider taking it through The Retirement Account? You get the same pension payout as you would through a standalone Retirement Advantage Guaranteed Annuity.

 The Retirement Account             

Do annuities offer value for money?

If you define value as the peace of mind that comes from knowing you’ll receive a guaranteed income for the rest of your life, then annuities do provide excellent value.

Planning for retirement?

Our Retirement Planning help and guidance section has everything you need to help you plan for your future.

If I’m suffering from a serious medical condition why shouldn’t I take 100% cash?

Often life-expectancy is uncertain, even for terminal conditions. For example, out of 100 people diagnosed with colon cancer 24 will die within the first 12 months, but 57 will still be alive after 10 years*. 

What’s more, if you should die early you can arrange for the original purchase price to be paid to your beneficiaries (minus payments made to the date of death). And if you die before 75 there’s no Inheritance Tax payable.

*Cancer Research UK